Hello friends, in this post, pdf giving you complete information of various 125 schemes started by Gujarat government is placed here. In pdf, detailed information about each scheme is given, such as which scheme should we look for? Where to apply? I hope this pdf will be useful for you.
Security bond scheme
Purpose
In case of accidental death and total disability Rs. 3 lakh insurance cover and the purpose of this scheme is a kind of life insurance policy. In which Rs. 2 lakh will be paid to the heirs / family members of the insured against death due to any reason.
Eligibility
Eligibility to join Pradhan Mantri Jeevan Jyoti Vima Yojana and Pradhan Mantri Suraksha Vima Yojana.
Advantages
Under this scheme 03 schemes have been connected
Security Deposit Plan
Purpose
Under this scheme any person can arrange a one time gift for continuous coverage of PMSBY scheme for which only one time Rs. 2001 Arrangements for payment by cash or check.
Life Security Deposit Scheme
Only one time gift arrangement for PMSBY and PMJJBY coverage of any person under this scheme. For which Rs. Arrangement for depositing 2001 amount in cash or by check.
Life Security Gift Check
Under this scheme, the Prime Minister's Security Bond Scheme is a one-time arrangement for continuous coverage. For this, the person who wants to give insurance premium gift can buy a demand draft or gift check of Rs.21 / - in the name of that person.
Implementing Institutions
To avail the benefits of this scheme, contact any branch of the nearest bank.
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PM FYB Scheme (PMFYB)
The purpose of the plan
To provide financial support to the farmers who have suffered financial loss due to crop loss due to unforeseen circumstances / events.
To keep the income of the farmers stable so that they can survive in the field of agribusiness.
Encourage farmers to adopt modern and innovative techniques for farming.
Maintain the flow of credit / money in the agricultural sector.
Eligibility standards
All the farmers in which Bhagia / partner and Ganot are growing notified crop in the notified area are eligible to cover this scheme.
All farmers who get loans for notified crops from financial institutions for seasonal farming operations (i.e. lending farmers) will have to cover farmers compulsorily.
Benefits / Assistance of the scheme
Under this scheme, farmers have to pay a premium of up to two per cent, 1.2 per cent for rabi crop and up to five per cent for annual commercial and annual bogai crops.
The scheme covers the stated stages of the crop and the risk of damage to the crop
Prevented sowing
In cases where sowing and planting have to be stopped due to low rainfall or adverse weather conditions.
Vertical Crops (From Sowing to Harvest)
Non-preventable hazards such as drought, lack of rainfall, floods, excess rainfall / waterlogging, pests and diseases, landslides, natural fires, lightning, hurricanes, snowstorms, cyclones and cyclones Damage due to hazards of rainfall as well as non-seasonal rainfall / monsoon is widely covered.
Post-harvest losses
Up to two weeks after harvest are covered under this insurance plan.
Local Disasters
Damage to crops in the notified area due to hail, landslides and water bombing.
Provision of on-account payment: Provision of on-account payment to farmers for losses due to moderate adverse conditions for major crops
Process
At the state level, a coordinating committee of the insurance scheme has been constituted under the chairmanship of the Secretary, Agriculture. The committee decides on the tender / bid at the beginning of the season as per the guidelines of the Central Government to decide the implementing agencies as well as the crops to be covered under the scheme, defined area, premium rate, subsidy in premium, insurable amount etc. which will issue a resolution for that season. The implementing agency of the scheme will accept the premium through the banks on the basis of which the farmers have to submit the proposal form online for the notified area crops, calculate the claims and approve the claims as per the rules and deposit the crop insurance claim amount in the farmers' account.
Implementing office / agency / organization:
The rate of premium and the insurance companies will have to decide by inviting tenders / bids from Indian Agricultural Insurance Company and other insurance companies empowered by the Government of India. This organization will act as the implementing agency of the scheme.
Other Conditions
Action must be taken keeping in view the provisions stated in the operational guideline of Pradhan Mantri Fasal Bima Yojana (PMFBY)
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